The Best Way to Protect You and Your Travel Investment is With Travel Insurance
Do You Really Need Travel Insurance?
Great question. The answer is yes. Many travelers thinking their health insurance or free credit card insurance will completely cover their out of pocket expenses. However, that’s often not the case. Consider the reasons below for purchasing travel insurance.
Health Insurance Doesn't Cover Everything
According to the US Department of State - Bureau of Consular Affairs your domestic health insurance may cover “customary and reasonable” costs overseas. However, they often won’t pay for a medical evacuation back to the US which can cost upwards of $50,000. That’s how travel insurance plans can help.
Credit Card Shortfalls
There’s a good chance your credit card provides some coverage for travel insurance. It’s important to check what coverage you actually have as this can vary depending on your card type, and can even cost you additional funds to invoke. Credit card companies often have a number of conditions in order for their insurance to apply.
Travel Investment
You don’t want to cancel a vacation, or lose the money you’ve invested. Cancel for a covered reason listed in your policy (such as sickness or business reasons preventing you from traveling) and travel insurance can help.
Medical Expenses
If you’re traveling remotely you may not always have access to the best health care. Your health and safety is a priority. If an emergency medical evacuation is necessary, you can be transported to the nearest suitable hospital. Additional benefits include transportation of a visitor to stay with you or to transport any traveling children back home, should you become hospitalized.
Personal Belongings
A trip to the beach isn't much fun without a bathing suit. If your luggage is delayed or lost, travel insurance can refund you for items lost, stolen or damaged, and reimburse you for necessary items you need to buy until your baggage is returned.
Travel Assistance & Concierge Services
Call the toll-free number 24/7 when you’re traveling, one toll-free call gives you access to a variety of travel services like medical emergency assistance, lost baggage retrieval and other concierge services.
If you would like to receive a quote, CLICK HERE to be redirected to the Travelex Insurance Plan Site.